Thinking about moving to Monmouth County, New Jersey? You’re not alone. With its mix of charming coastal towns, excellent schools, and access to both New York City and Philadelphia, Monmouth County has become one of the most desirable places to live in the Garden State.
But before you pack your bags or start browsing homes, here are some key things to consider if you’re planning a move to this beautiful region.
1. Where Is Monmouth County, NJ?
Monmouth County is located in Central New Jersey, along the eastern coastline. It offers quick access to:
- NYC (approx. 1 hour north)
- Philadelphia (approx. 1.5 hours southwest)
- The Jersey Shore (minutes away, depending on the town)
The location makes it ideal for commuters, weekend beachgoers, and anyone looking for a mix of suburban and coastal living.
2. The Lifestyle: Coastal, Suburban, and Community-Focused
When people think about living in Monmouth County, they often picture a slower, more intentional lifestyle. And for good reason—this area values community. Towns like Red Bank, Holmdel, Manasquan, and Spring Lake host seasonal festivals, farmers markets, concerts, and neighborhood events that bring people together.
Monmouth County is especially popular among:
- Young families looking for safe, top-rated school districts
- NYC commuters who want more space and fresh air
- Retirees who want to be near the beach but still have access to great healthcare and amenities
If you’re looking for nightlife, it’s there—but more low-key. Think cozy wine bars, waterfront dining, and outdoor live music—not a 3 a.m. club scene.
3. Cost of Living in Monmouth County
One of the most important things to consider when moving to Monmouth County NJ is cost. This is not the most affordable region in New Jersey—but many residents feel the quality of life justifies the expense.
Here’s a general breakdown:
- Home Prices: Vary greatly by town. Areas like Spring Lake or Rumson often exceed $1M+, while more budget-conscious buyers might look in Freehold, Howell, or Middletown, where single-family homes may start in the $500K–$700K range.
- Property Taxes: Higher than the national average, so it’s important to factor that into your monthly payment.
- Everyday Costs: Groceries, dining, and gas also tend to be slightly above average, especially closer to the shore.
4. Commuting and Transportation
If you’re moving from a more urban environment, one adjustment might be Monmouth County’s limited public transportation. While NJ Transit offers train service (via the North Jersey Coast Line) and local bus routes, most residents rely heavily on cars.
✅ Quick highway access: Garden State Parkway, Route 18, and Route 9
✅ Train stations in towns like Long Branch, Red Bank, and Matawan
✅ Ferry service from Middletown (Seastreak) to Manhattan for a more scenic commute
Just be aware: summer traffic to the shore and peak commuter hours can cause delays, especially on Route 9 and the Parkway.
5. Real Estate: What to Expect
The Monmouth County real estate market is competitive. Many towns have seen steady price growth due to high demand, great school systems, and limited inventory.
Some popular housing types include:
- Historic Colonials in Red Bank and Freehold
- New construction in areas like Colts Neck or Howell
- Beachside condos in Long Branch or Asbury Park
- 55+ adult communities throughout the county
If you’re planning to buy, be ready to act fast and make competitive offers—especially in the spring and summer seasons.
6. Top Schools and Education
For families considering a move to Monmouth County, education is often a deciding factor. The county is home to several top-rated public school districts and private options.
Notable mentions:
- Holmdel Township Schools
- Rumson-Fair Haven Regional High School
- Communications High School (part of the Monmouth County Vocational School District)
There’s also access to community colleges and nearby universities like Monmouth University in West Long Branch.
Final Thoughts on Moving to Monmouth County, NJ
Monmouth County offers a unique blend of shore-town charm, suburban comfort, and big-city access. It’s not the cheapest place to live—but if you’re looking for a strong sense of community, great schools, and an overall elevated quality of life, it might be exactly what you’re searching for.
Leave a Reply